Google policy update will restrict consumer finance ad targeting


Google will update its Personalized ads policy on in February 2024.

The update will impose new restrictions on personalized ads related to consumer financial products and services.

Specifically, Google’s “credit in personalized ads” policy will be broadened to include “consumer finance in personalized ads.”

Why we care. Violations of this policy may lead to Google issuing a warning, and continued violations could result in the suspension of your account.

What is changing. The updated policy will read as follows:

  • “In the United States and Canada, the following sensitive interest categories cannot be targeted to audiences based on gender, age, parental status, marital status, or ZIP code.”

This update will apply to offers relating to credit or products or services related to credit lending, banking products and services, or certain financial planning and management services. Such examples include:

  • Credit cards
  • Home loans
  • Car loans
  • Appliance loans
  • Short-term loans
  • Banking and checking accounts
  • Debt management products

Enforcement. Google has confirmed enforcemenrt will commence on 28th February 2024, however, it could take approximately six weeks to ramp up to full enforcement.


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Deep dive. Read Google’s full blog post for more information.


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About the author

Nicola Agius

Nicola Agius is Paid Media Editor of Search Engine Land after joining in 2023. She covers paid search, paid social, retail media and more. Prior to this, she was SEO Director at Jungle Creations (2020-2023), overseeing the company’s editorial strategy for multiple websites. She has over 15 years of experience in journalism and has previously worked at OK! Magazine (2010-2014), Mail Online (2014-2015), Mirror (2015-2017), Digital Spy (2017-2018) and The Sun (2018-2020). She also previously teamed up with SEO agency Blue Array to co-author Amazon bestselling book Mastering In-House SEO.



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