Deposit

FDIC Releases Latest Information Regarding the Deposit Insurance Restoration Plan / Blogs / Perficient

by
FDIC Releases Latest Information Regarding the Deposit Insurance Restoration Plan / Blogs / Perficient

This blog post was co-authored by: Carl Aridas In a recent blog post, Perficient’s Financial Services Risk and Regulatory Center of Excellence (CoE) highlighted the Federal Deposit Insurance Corporation (FDIC) plan to implement a “Robin Hood-like” deposit insurance premium on the nation’s largest banks to recapitalize the agency’s Deposit Insurance Fund. Since that blog was … Read more

Retail Deposits: Analyzing Deposit Stickiness in the Current Interest Rate Environment / Blogs / Perficient

by
Retail Deposits: Analyzing Deposit Stickiness in the Current Interest Rate Environment / Blogs / Perficient

In our previous article, “Transaction Accounts: Analyzing Deposit Stickiness in the Current Interest Rate Environment,” Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE) explored the sharp decline in transaction account balances over an 18-month period. Now, we will delve into the stability of retail deposits from the same bank over the … Read more

Transaction Accounts: Analyzing Deposit Stickiness in the Current Interest Rate Environment / Blogs / Perficient

by
Transaction Accounts: Analyzing Deposit Stickiness in the Current Interest Rate Environment / Blogs / Perficient

Retail banks respond to the Federal Reserve’s short-term interest rate adjustments with corresponding changes in lending and deposit rates. However, in the current rising interest rate environment in the United States since 2022, loan rates have adapted more rapidly than deposit rates. Sir Isaac Newtown’s first law of motion, which states that an object in … Read more

Social media & sharing icons powered by UltimatelySocial
error

Enjoy Our Website? Please share :) Thank you!